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Who pays my bills if I'm in a wreck? The initial item listed on all car insurance policy I have seen is Bodily Injury/Property Damage. My agent told me that means Bodily Injury/ Property damage- that I am responsible to the third party. Hence, of all those fancy sounding things on my insurance policy, what pays MY bills if I am wounded?Have you ever thought about the insurance policy which offers protection to YOU more than anyone else?Before buying any car insurance policy just think about YOUR interest first. Like every wise man.
Apparently the primary item on most policies is BI/PD, which insures people you don't even know, or just meet by accident, many coverages in your car insurance policy directly cover your health. But if you look in minute detail, you will find that, even though the cash goes to another person, if you don't have enough cover,you will have to pay the loss yourself